If you refund a payment, the money will be returned to the sender's Cash App balance instantly if the funds were sent from the sender's Cash App balance or debit card.

If the funds were sent from a credit card, the funds will be returned to the sender's card. The refund may also return to the sender's originating card if it can't be returned to their Cash App balance. Refunds sent to a credit or debit card usually arrive within 5 business days.