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Getting Started with Cash App

Cash App is the easiest way to send, spend, save, and invest your money.

Here’s how it works:

  1. Download the app from the Apple App Store or Google Play Store, or go to cash.app and click Sign up

  2. Create a Cash App account

  3. Link a Visa, MasterCard, or Discover debit card

  4. Add money to your account

Once you have money in your account, you can:

  • Send and receive money with friends

  • Make purchases

  • Buy and sell stocks

  • Buy and sell bitcoin

Cash App is also accessible on the web. While not all in-app features are available online, we’re working to bring them there soon, so you can manage your money from anywhere.

Let’s get started.


Create an Account

You can download Cash App directly to your mobile device from the Apple App Store or Google Play Store, or sign up on the web at cash.app.

To create an account:

  1. Download the app from the Apple App Store or Google Play Store, or go to cash.app and click Sign up

  2. Enter the email or phone number you’d like to use for your account

  3. Submit the confirmation code sent by text message or email

  4. Add your Visa, MasterCard, or Discover debit card details, including the card number, CVV, expiration date, and zip code

  5. Provide your legal name and date of birth

  6. Choose a $cashtag — a unique username you'll use for sending and receiving money

  7. Enter your zip code

  8. Create a PIN

Adding Money

Before you can make payments or purchases with Cash App, you’ll need to add money to your account.

To add money in-app:

  1. Go to the Money tab

  2. Select Add Money

  3. Choose a preset amount, or press “...” to enter a custom amount

  4. If prompted, confirm your PIN or with biometrics

  5. Press Next

  6. Tap Add

To add money on the web:

  1. Go to cash.app/account and log in

  2. On the left side, click Money

  3. Select Add Money

  4. Choose a preset amount, or enter a custom amount

  5. Press Continue

  6. If prompted, confirm your PIN

Sending and Receiving Money

With Cash App, you can quickly send and receive money with friends.

To send or receive funds in-app:

  1. Go to the Payments tab ($)

  2. Enter the amount you want to send or receive

  3. Choose Request or Pay

  4. Enter the recipient’s email, phone number, or $cashtag

  5. Add a note explaining what the payment is for

  6. Press Request or Pay to complete the transaction

On the web, you can send and receive funds to people you’ve previously exchanged with in the app. To do so:

  1. Go to cash.app/account and log in

  2. On the left side, click Pay & Request

  3. Select Pay or Request

  4. Enter the payment details, including the amount and the recipient’s email, phone number, or $cashtag

  5. Add a note explaining what the payment is for

  6. Choose your balance or linked debit card if you’re sending funds

  7. Click Pay or Request to complete the transaction

Learn more about sending and receiving payments.


Withdrawing Money

You can withdraw money to your external bank account at any time.

To withdraw money in-app:

  1. Go to the Money tab

  2. Press Withdraw

  3. Choose an amount

  4. Select your bank account and transfer speed 

  5. If prompted, confirm your PIN or with biometrics

To withdraw money on the web:

  1. Go to cash.app/account and log in

  2. On the left side, click Money

  3. Select Withdraw

  4. Choose or enter an amount

  5. Press Continue

  6. Select your bank account and transfer speed

  7. If prompted, confirm your PIN

You may be subject to a fee, depending on your transfer speed. For additional details, go here. 


Cash App Card

The Cash App Card is a Visa debit card connected to your account. Why would you want a debit card connected to Cash App?

  • Offers: Shop and save instantly on everyday purchases with exclusive offers.

  • No Fees: There are no additional fees associated with a Cash App Card.

  • Customization: Pick a card and make it yours by choosing from a variety of designs and colors.

To order a Cash App Card:

  1. Go to the Card tab

  2. Select Get your free card

  3. Tap Continue

  4. Follow the prompts

For more information, go to our Cash App Card articles.

You must be 13+ (with a sponsored account) or 18 and older to apply for a Cash App Card. Cards should arrive within 10 business days. Your card can be used as soon as you order it, by adding it to Apple Pay and Google Pay, or by using the card details found in the Card tab. Banking services provided and debit card issued by Sutton Bank, Member FDIC.


Bitcoin

You can buy, sell, and send bitcoin through Cash App. To do so:

  1. Go to the Money tab

  2. Tap on the Bitcoin tile 

  3. Choose to buy, sell, or send bitcoin 

For more information, refer to our Bitcoin articles.


Investing

You don’t have to be a billionaire to invest in stocks. With Cash App, you can buy fractional shares—tiny pieces of stocks nearly anyone can afford—making it easy to invest in the largest companies.

To get started:

  1. Go to the Money tab

  2. Tap on the Stocks tile

To learn more, visit our Investing articles.

Brokerage services provided by Cash App Investing LLC, member FINRA / SIPC, and a subsidiary of Block, Inc. Bitcoin services by Block, Inc., not Cash App Investing. Investing involves risk; you may lose money. Investments are not FDIC insured.


Deposits

You can deposit paychecks, tax returns, unemployment benefits, and more directly to your Cash App account. To do so:

  1. Go to the Money tab

  2. Tap your Cash balance

  3. Select Direct deposit

  4. Follow the prompts to set up direct deposit

For more information, check out our Direct Deposit articles.

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