Pay over time with Afterpay for past purchases
What is Pay over time with Afterpay for past purchases?
Pay over time with Afterpay is a Cash App product that lets you turn an eligible Cash App Card purchase into a loan after making the purchase.
Once you choose to convert a purchase, the loan amount will be instantly added to your Cash balance. You can use the funds for other transactions or expenses and have the flexibility to pay for your purchase over time, helping your money go further.
This product is offered and managed through your Cash App account—no separate Afterpay account is needed. Your pay over time loans cannot be accessed or serviced through Afterpay. Loans are issued by First Electronic Bank. For any questions, reach out to Cash App support.
Who is eligible ?
Customers 18 and over with an active Cash App Card may be eligible.
Pay over time is currently not available to all U.S. residents. Factors that may influence a customer’s access include state of residence and Cash App usage.
What purchases are eligible?
In order to be eligible, a purchase must have been made with the Cash App Card within the last 7 days and at least $25. Eligible purchases will appear in your Activity tab with an icon and the text "Pay over time available". Not all transactions are eligible.
Is there a fee?
Yes, there’s a flat finance fee to pay over time for past purchases. The fee amount depends on your state of residence.
How do I switch a purchase to pay over time?
To switch an eligible purchase into a pay over time loan, follow these simple steps:
Open your Cash App
Go to your Activity tab
Look for purchases that say “Pay over time available”
Select the purchase and follow the instructions on the receipt to accept the loan
How do I pay back my loan?
Open your Cash App
Go to your Activity tab
Find the Afterpay purchase
Tap it and follow the instructions to pay back the loan
If you are within 3 days of an upcoming payment, you can also click into the Upcoming Payment reminder in the Activity tab.
Why am I seeing Afterpay instead of just Pay over time?
We’re in the process of updating pay over time to pay over time with Afterpay. It’s exactly the same, just with a different name. Your pay over time loans cannot be accessed or serviced through Afterpay. For any help, contact Cash App Support.
This product is offered and managed through your Cash App account—no separate Afterpay account is needed. Your pay over time loans cannot be accessed or serviced through Afterpay. For any help, contact Cash App Support.
Can I see my other Afterpay orders on Cash App?
No, for now you’ll only be able to view and manage Afterpay purchases that you’ve made via Cash App through Cash App. Please use the Afterpay app to manage all other Afterpay orders.
For more information, see our FAQs about Cash App Afterpay.