Cash App & Direct Deposits
Effortlessly deposit your paychecks, tax refunds, and other sources of income directly into your Cash App balance using your unique account and routing numbers. Experience the convenience and many benefits of banking with Cash App**.
You can receive up to $25,000 per direct deposit, and up to $50,000 in a 24-hour period.
Setup Direct Deposit seamlessly
Setting up your Direct Deposit with Cash App can be done easily in the app or online through cash.app. For more detailed information on how to set up your direct deposit visit Set Up Direct Deposit.
Get Paid Early
In most cases, we make direct deposits available immediately after we receive it, often up to two days earlier than many other banks. However, the exact timing of your deposit may vary based on when your employer/depositor submits it. Typically, funds become accessible within 1-5 business days after being sent. Please visit Direct Deposit Timing for more information on when you may receive your funds.
Direct Deposit Benefits
When you deposit $300+ a month in paychecks with Cash App, you unlock even more benefits. Enjoy seamless deposits with the added advantage of:
Free ATM Withdrawals: Access your money anywhere with over 40,000 in-network ATMs. Plus, get your fees reimbursed instantly with participating ATMs.
Higher Interest Rates: Meet your savings goals faster and save automatically by earning up to 4% interest*.
Overdraft Coverage: Get up to $200 in free overdraft coverage for anyone 18+.
Access to Borrow (in states where available)
And even more perks like free Paper Money Deposits, free international card transactions, and priority phone support.
*To earn the highest interest rate on your Cash App savings balance, you need to be 18 or older, have a Cash App Card, and direct deposit at least $300 monthly into Cash App. Sponsored Accounts are not eligible to earn interest. Other exceptions may also apply. Cash App will pass through a portion of the interest on your savings balance held in an account for the benefit of Cash App customers at Wells Fargo Bank, N.A., Member FDIC. Savings yield rate is subject to change
**Cash App is a financial services platform, not a bank. Banking services are provided by Cash App’s bank.