Switching to a Cash for Business account is simple and free. Once you have a personal Cash App account, you can switch to a Cash for Business account in-app.

To switch to a Cash for Business account, open Cash App and complete these steps:

  1. Tap the profile icon in the top-right of your homescreen
  2. Tap Personal or Edit Profile, then tap Switch to a Business Account at the bottom of the page
  3. Follow the prompts to complete the switch

There will be a green building icon next to your profile information once complete: Business Icon

Only use Cash for Business accounts to process business transactions. When you sell goods or services and use a Cash for Business account to process the payment, that is a business payment. The IRS requires Cash App to report all Cash for Business transactions for the sale of goods and services to the IRS.

If you want to process both personal payments and business payments, you need to create a separate personal account to keep your personal payments separate from your business payments. Check out this article for steps on creating a personal Cash App account.

Please note, we will request your personal information to create your account (including your SSN). Once you create your account, you can update your taxpayer information to include your EIN at cash.app/tax-information if necessary.

Reach out to our Customer Support team here if you have problems with upgrading your account or creating a personal account.

Cash App and Cash for Business does not permit harmful or illegal activity. Please consult our Terms of Service, Cash for Business Payment Terms, and Acceptable Use Policy for further guidance.