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Deposit your paychecks, unlock benefits

Earn more and save on fees with $300+ in direct deposits each month

Cash App is a financial services platform, not a bank. Banking services are provided by Cash App’s bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. Direct deposit provided by Cash App, a Block Inc. brand. See Terms and Conditions.

Make your money go further

Up to $200 in free overdraft coverage

Free in-network ATM withdrawals

4% interest on your savings*

DIRECT DEPOSIT

Get paid up to 2 days early compared to many banks.

Direct deposit provided by Cash App, a Block Inc. brand.
BORROW

Borrow up to $400 for a 5% flat fee and pay it back over time.

Eligibility subject to additional terms and conditions. Loans powered by Square Capital, issued by First Electronic Bank, member FDIC. View Square Capital's State Licenses.
NO HIDDEN FEES

There are no monthly fees or paper money deposit fees.**

BITCOIN

Put part of every paycheck into savings, stocks, or bitcoin.***

SAVINGS

Save and earn up to 4% interest to reach your goals faster.*

Bitcoin services provided by Block Inc. Trading bitcoin involves risk; you may lose money. Brokerage services by Cash App Investing LLC, subsidiary of Block, Inc., member FINRA/SIPC. Investing involves risk; you may lose money.

Mobile banking built for security

24/7 fraud monitoring

Real-time transaction alerts

Card lock and security lock

Explore more

Save for your goals, your way*

Order a Cash App Card and make it yours

Bank on your terms—without all the fees***

Scan to download Cash App
Available daily, 8 AM to 9:30 PM ET

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1 (800) 969-1940

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To earn the highest interest rate on your Cash App savings balance, you need to be 18 or older, have a Cash App Card, and direct deposit at least $300 monthly into Cash App. Sponsored Accounts are not eligible to earn interest. Other exceptions may also apply. Cash App will pass through a portion of the interest on your savings balance held in an account for the benefit of Cash App customers at Wells Fargo Bank, N.A., Member FDIC. Savings yield rate is subject to change.
Cash App covers paper money deposit fees every month you have at least $300 direct deposited into your Cash balance. Paper money deposits are not available at retailers in U.S. territories.Service fees may apply. VanillaDirect Pay is provided by InComm Financial Services California, Inc. and by InComm Financial Services, Inc. (NMLS# 912772), which is licensed as a Money Transmitter by the New York State Department of Financial Services. Terms and conditions apply.
Brokerage services provided by Cash App Investing LLC, member FINRA/SIPC, subsidiary of Block, Inc., formerly known as Square, Inc. See our BrokerCheck. Bitcoin services provided by Block, Inc. Investing and bitcoin are non-deposit, non-bank products that are not FDIC insured and involve risk, including monetary loss. Cash App Investing does not trade¹ bitcoin and Block, Inc. is not a member of FINRA or SIPC. For additional information, see the Bitcoin and Cash App Investing disclosures.Fractional shares investing may involve additional risks such as non-transferability. For additional information regarding the unique risks and limitations of fractional shares, please see your Investing Customer Account Agreement.Additional fees for securities may apply such as regulatory fees and fees to transfer securities externally. Please see our house rules for more information.Cash App Investing is a self-directed service; you are solely responsible for orders placed through your account. Cash App Investing does not provide investment advice or recommendations.
P2P services, Cash App Pay, and Savings are provided by Block, Inc. and not Cash App Investing LLC.
Cash App is a financial services platform, not a bank. Banking services are provided by Cash App’s bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. See Terms and Conditions.
Direct deposit and free overdraft coverage provided by Cash App, a Block Inc. brand. Free overdraft coverage is available every month you have at least $300 direct deposited into your Cash balance.
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