Save for your goals, your way

A better, simpler way to save—with no minimum balance or fees

Start Saving
Scan to Start Saving

Interest makes your money work for you

Reach your goals faster with up to 4.5% interest on your savings through our partner bank.*

No fees, no problems

Start saving with as little as $1—no hidden fees, minimum balance requirements, or account fees.

Safe and protected

With a Cash App Card, your savings balance is FDIC-insured through our partner bank, plus advanced security features help protect your account.**

Unlimited transfers

Make transfers between your Cash and savings balances without transfer fees or monthly caps.

Save automatically to reach your goals

Set a goal for any amount, then save automatically when you get paid or when you spend with your Cash App Card using Round Ups.

How it works

It’s simple to earn up to 4.5% on your savings.*

1Get a Cash App Card

You need a card before you can unlock 1.5% interest on your savings through our partner bank. Order Cash App Card

2Set up direct deposit

Direct deposit at least $300 in paychecks in a month to increase interest on your savings to 4.5%.*

3Keep depositing paychecks

As long as you continue depositing at least $300 in paychecks per month, you’ll continue earning 4.5% interest.*

Common Questions

Is saving different from adding to my Cash balance?

How do I earn more interest on my savings?

Are there any fees or minimums to start saving?

How does Cash App keep my money safe?

How does earning interest work?

Do I have to pay taxes when I earn interest?

How do I transfer money to savings?

Download Cash App to get started

Download Cash App
Scan to download Cash App

Explore More