Save for your goals, your way

A better, simpler way to save—with no minimum balance or fees

Start Saving
Scan to Start Saving

Interest makes your money work for you

Reach your goals faster with up to 4.5% interest on your savings through our partner bank.*

No fees, no problems

Start saving with as little as $1—no hidden fees, minimum balance requirements, or account fees.

Safe and protected

With a Cash App Card, your savings balance is FDIC-insured through our partner bank, plus advanced security features help protect your account.**

Unlimited transfers

Make transfers between your Cash and savings balances without transfer fees or monthly caps.

Save automatically to reach your goals

Set a goal for any amount, then save automatically when you get paid or when you spend with your Cash App Card using Round Ups.

How it works

1Get a Cash App Card

You need a card before you can unlock 1.5% interest on your savings through our partner bank. Order Cash App Card

2Set up direct deposit

Direct deposit at least $300 in paychecks in a month to increase interest on your savings to 4.5%.*

3Keep depositing paychecks

As long as you continue depositing at least $300 in paychecks per month, you’ll continue earning 4.5% interest.*

Common Questions

Is saving different from adding to my Cash balance?

How do I earn more interest on my savings?

Are there any fees or minimums to start saving?

How does Cash App keep my money safe?

How does earning interest work?

Do I have to pay taxes when I earn interest?

How do I transfer money to savings?

Download Cash App to get started

Download Cash App
Scan to download Cash App

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