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Buy and sell bitcoin easily

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Cash App bitcoin fees made simple

Low fees for all the ways you buy and sell bitcoin

Transaction Size

Cash App: Auto Buy 3

Cash App: Market Buy/Sell

Other Exchanges 4

$1-499

0%

2.0%

1.0-2.5%

$500-$999

0%

1.5%

1.0-2.5%

$1000-$1999

0%

0.9%

1.0-2.5%

$2000+

0%

0%

1.0-2.5%

3 Auto buy includes Auto Invest, Paid in Bitcoin, and Round Ups.
4 Other Exchanges include publicly available information for bitcoin market buy/sell from River, Paypal/Venmo, Kraken Instant Buy/Sell, and Gemini. Quoted fees exclude any spreads that may be applicable.

Invest more, save more

No fees on large purchases

We’re big on bitcoin, light on fees. Pay $0 in fees when you buy over $2,000 in bitcoin with Cash App.

Recurring buys

We make it easy to buy bitcoin automatically. You can stack BTC over time and skip the fees.

Buy bitcoin automatically with zero fees, zero spread

Buy bitcoin daily, weekly, or monthly with Auto Invest

Turn spare change from Cash App Card purchases into bitcoin

Set up direct deposit and get paid in bitcoin for any part of your paycheck

Send, spend, and withdraw bitcoin with no fees

LIGHTNING NETWORK

You can pay friends and businesses instantly using Lightning with no fees on Cash App.

WITHDRAW WITHOUT FEES

There are no fees to withdraw bitcoin at standard speeds with Cash App.

Standard withdrawals complete in 24 hours or less (minimum withdrawal of ₿100,000).

Common questions

How much does it cost to buy bitcoin on Cash App?

Cash App has a straightforward fee structure where you’re charged fewer fees the larger your bitcoin purchase is. Cash App charges zero fees and zero spread when you use Auto Invest, Round Ups, direct deposit to buy bitcoin, or make a buy over $2000. 

What is spread when you’re buying bitcoin?

Spread is the difference between the current price of bitcoin and the price you buy or sell bitcoin at. Cash App may include a spread on the Conversion Rate you are quoted for trading on our platform.

We may make use of a spread (i.e. a mark-up or mark down in price) in order to reduce price volatility and maintain our service. Depending on market conditions, the spread may be anywhere between 0% and 0.75%. Any spread will be included in the price displayed on the confirmation screen before you complete your transaction. 

You can buy bitcoin spread-free when you use Auto Invest, Round Ups, direct deposit to buy bitcoin, or make a buy over $2000. 

What's the minimum amount of bitcoin I can buy on Cash App?

You can buy bitcoin on Cash App with as little as $1. You can also use Cash App Round Ups to automatically round card purchases to the nearest dollar, allowing you to invest your spare change in bitcoin.

What's the difference between on-chain fees and Lightning Network fees?

On-chain fees are transaction fees you pay to send bitcoin that get recorded on the blockchain. Lightning Network transactions occur off-chain—they only settle on the blockchain when necessary, which makes them faster and cheaper. Cash App charges no Lightning Network fees.

How do Cash App's bitcoin fees compare to other platforms?

Each platform structures its bitcoin fees differently—some charge flat fees, others use percentage-based pricing, and many include a spread in the exchange rate. Cash App offers a transparent percentage-based fee structure with decreasing fees the larger your bitcoin purchase is. You can buy bitcoin with zero fees and zero spread when you use Auto Invest, Round Ups, or direct deposit to buy bitcoin. 

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Cash App makes money simple

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Rated Excellent on Trustpilot

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Cash App is a financial services platform, not a bank. Banking services are provided by Cash App’s bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. Cash App Visa® Debit Flex Cards issued by Sutton Bank, Member FDIC, and The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A. Inc. See terms and conditions for the Sutton prepaid card, Sutton debit flex card, and Bancorp debit flex card. Direct Deposit, Savings, Offers and Round Ups feature provided by Cash App, a Block Inc. brand.  Offers may not be affiliated with third party merchants.
Bitcoin services provided by Block, Inc. Bitcoin services are not licensable activity in all U.S. states and territories. Block, Inc. operates in New York as Block of Delaware and is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Bitcoin is a non-deposit, non-bank product that is not FDIC insured and involves risk, including monetary loss. For additional information, see the Bitcoin disclosures.Lightning Network is not available to New York residents.Investing, and purchasing bitcoin involves risk; you may lose money.  
For additional information, see the Bitcoin and Cash App Investing disclosures.Additional fees for securities may apply such as regulatory fees and fees to transfer securities externally. Please see our House Rules for more information.P2P services and Savings are provided by Block, Inc. and not Cash App Investing LLC.
Tax Filing Preparation services are provided by Cash App Taxes, Inc. All Rights Reserved.
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