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File your federal and state taxes for free

Estimate your refundFile now
Cash App is a financial services platform, not a bank. Banking services are provided by Cash App’s bank partner(s). Tax filing preparation services are provided by Cash App Taxes, Inc. All rights reserved.

Over 12 million returns filed, all for $0

“The fact that this service is entirely free and covers so many different tax situations can’t be understated.”

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“Cash App Taxes offers a fully free tax preparation service that doesn’t skimp on IRS forms and schedules.”

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“Cash App Taxes is the only service offering truly free federal and state filing to all users.”

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100% FREE TAX FILING

No matter your tax situation, you can file your federal and state taxes for free.

EASY TO FILE

Use a phone or computer to file in minutes with our step-by-step instructions.

GUARANTEES THAT MATTER

Get our accurate calculations and max refund guarantees.*

EARLY TAX REFUND

Deposit your refund into Cash App to get it up to 5 days early.**

Built to keep your tax info safe

Authorized IRS e-file provider

Meets all IRS security standards

Named “Best Tax Software” by Forbes

Common questions

Cash App TaxesTax filing basics

What is Cash App Taxes?

Cash App Taxes is a fast, easy, 100% free way to file your federal and state taxes.

We’ve filed over 12 million returns without charging anyone a penny to file their federal and state taxes.

Is Cash App Taxes really free?

Yes, Cash App Taxes is 100% free for state and federal returns. Even if you‘re taking deductions or credits, it won‘t cost you a penny to file your taxes.

Is Cash App Taxes accurate?

It is, and we guarantee it. Learn about our Accurate Calculations Guarantee.

How long does it take to file?

This can vary based on your tax situation (and how fast you type), but most people can file their taxes in minutes.

How is Cash App Taxes different from other services?

Not only is it fast and easy to file with us, it‘s completely free from start to finish—no hidden fees, charges, or surprises. This means no matter your tax situation, whether your return is simple or complex, it costs $0 to file—even if you sold stocks or bitcoin.

Some filing services guarantee that your taxes will be 100% accurate, and we do too.* We make sure everything looks good the whole way through to help you max out your refund. Also, if you deposit your refund into Cash App, you can get it up to 5 days faster compared to many banks.

Do I need to download Cash App?

You‘ll need to download Cash App to log in and use Cash App Taxes. If you don‘t already have it, download Cash App on your phone and create an account to get started.

After downloading Cash App, you’ll be able to file your taxes from your phone or computer at cash.app/taxes.

What about security?

As an authorized IRS e-file provider, Cash App Taxes complies with security, privacy, and business standards set by the IRS.

Here‘s what we do to keep your tax info secure:

  • Use 128-bit or higher encryption to protect the transmission of your data to Cash App Taxes.

  • Maintain physical, electronic, and procedural safeguards of taxpayer information that comply with applicable law and federal standards.

  • Have a dedicated on-site security team, plus independent third parties who regularly assess our site for vulnerabilities.

  • Require a phone number and verification to use Cash App Taxes.

  • Support 2-factor authentication with authenticator apps.

Can I file for free even if I have 1099 income?

Yes, Cash App Taxes is still 100% free for federal and state returns if you received a 1099 from work, a bank, or anywhere else.

If you’re self-employed, have a side gig, do some contract work, or own a small business, you can still file your taxes for free.

What if I sold stocks or bitcoin?

You can still file for free with Cash App Taxes. Some tax filing services charge extra or add hidden fees if you’ve sold stocks or bitcoin—we don’t. 

Whether your taxes are simple or complicated, Cash App Taxes is 100% free.

What if I have more questions?

We’ve got answers at Cash App Taxes Support.

Cash App Taxes is not a tax advisor. This information is not intended to provide legal or tax advice. You should consult with your legal and tax advisor regarding your personal circumstances.

How do I file taxes for free? 

It’s 100% free to file federal and state taxes with Cash App Taxes. We’re able to file simple and complex returns including W-2s, 1099s, investments, and more without any hidden fees.

When can you file taxes in 2026? 

The IRS typically begins accepting tax returns in late January, and you can file anytime between then and the tax deadline in mid-April.

What happens if you don't file taxes? 

If you don't file taxes, you may face penalties, fines, interest charges, and potential tax liens and levies from the IRS, especially if you owe taxes. If you are owed a refund, you won’t receive it unless you file.

Can you file taxes early?

Yes, you can file as soon as the IRS starts accepting tax returns, which is usually in late January. You don’t need to wait until the deadline to file. Filing early can help you get your refund sooner and give you more time to fix any issues if they come up.

When is the deadline to file taxes? 

The federal tax filing deadline is typically April 15th. If that date falls on a weekend or holiday, the deadline moves to the next business day. You can request an extension for more time to file, but not more time to pay.

How much do you have to earn to file taxes? 

It depends on your filing status, age, and income type. In general, you need to file if your income is higher than the standard deduction for your situation.

Even if you earn less, filing can still make sense if taxes were withheld or you qualify for credits.

What happens if you file taxes late? 

Filing late can result in failure-to-file penalties, interest on unpaid taxes, and delayed refunds. The longer you wait, the more interest can add up.

How can you file taxes from previous years?

You can still file prior year tax returns. To do so, you’ll need to obtain forms for the correct tax year and any income documents from that year and submit them to the IRS—even if you’ve missed the original deadline.

The IRS generally allows you to claim refunds for up to three years after you filed your federal income tax return.
Source: IRS

How soon will I get my federal refund?

The IRS may issue your refund 21 days after you file but some tax returns take longer to process. If you’re claiming the Earned Income Tax Credit or the Additional Child Tax Credit, the IRS is required to hold your entire refund until mid-February. 

Source: IRS

The IRS usually starts updating the status of your refund within 24 hours of receiving your return. If you mailed in your return, you'll need to wait at least 4 weeks before you start seeing status updates online.

Interested in receiving an early tax refund? Deposit your refund into Cash App to get it up to 5 days early.**

Check your refund status online at the IRS website: Where's My Refund?

Expecting a state refund? Learn how to track the status of your state refund.

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Tax Filing Preparation services are provided by Cash App Taxes, Inc. All Rights Reserved.
View Max Refund Guarantee details and eligibility. View Accurate Calculations Guarantee details and eligibility. Exclusions apply.
5 day refund estimate is based on filing data from tax year 2024. Refund windows are subject to change for 2025. We do not guarantee when you will receive your refund. Timing estimates are dependent on the timing of your submission of a complete return and when the IRS submits your refund.
Brokerage services provided by Cash App Investing LLC, member FINRA/SIPC, subsidiary of Block, Inc., formerly known as Square, Inc. See our BrokerCheck. Bitcoin services provided by Block, Inc. Bitcoin services are not licensable activity in all U.S. states and territories. Block, Inc. operates in New York as Block of Delaware and is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Investing and bitcoin are non-deposit, non-bank products that are not FDIC insured and involve risk, including monetary loss. Cash App Investing does not trade¹ bitcoin and Block, Inc. is not a member of FINRA or SIPC. For additional information, see the Bitcoin and Cash App Investing disclosures.
Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Round Ups feature provided by Cash App, a Block, Inc. brand.

To earn the highest interest rate on your Cash App savings balance, you need to (a) have a Cash App Card, or sponsor one or more sponsored accounts, and qualify for Cash App Green or (b) have a sponsored account with sponsor approval. Customers can qualify for Cash App Green by spending $500 in Qualifying Purchases using your Cash App Card or Cash App Pay per month, or by depositing $300 in Qualifying Deposits per month. See terms and conditions for more information on how to qualify.If you are signed up to earn interest, Cash App will pass through a portion of the interest paid on your savings balance held in an account for the benefit of Cash App customers at Wells Fargo Bank, N.A., Member FDIC. Exceptions may apply. Savings yield rate is subject to change.