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Pricing Information

INTEREST RATES AND INTEREST CHARGES

Annual Percentage Rate (APR)

None

Penalty APR and When It Applies

None

How to Avoid Paying Interest on Purchases

N/A. No interest is charged

Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card or other financial products, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore

Fees

Penalty Fees

Late fees vary by state. Please consult the table below to find your state of residence and applicable late fee.

How We Will Calculate Your Balance: We use a method called the Adjusted Balance. This balance is figured by deducting payments and credits made during the billing cycle from the outstanding balance at the beginning of the billing cycle.

Billing Rights: Refer to your Cash App Afterpay Online Checkout Loan Agreement for information on billing error rights.

Late Payment Fee Table

State Name

Abbreviation

Late Fee

Alabama

AL

$8

Alaska

AK

10%

Arizona

AZ

5%

Arkansas

AR

$8

California

CA

$8

Colorado

CO

$8

Connecticut

CT

5%

Delaware

DE

$8

District of Columbia

DC

5%

Florida

FL

$7.50

Georgia

GA

$8

Hawaii

HI

$0

Idaho

ID

$8

Illinois

IL

5%

Indiana

IN

$0

Iowa

IA

$8

Kansas

KA

$5

Kentucky

KY

2%

Louisiana

LA

$8

Maine

ME

$0

Maryland

MD

$0

Massachusetts

MA

5%

Michigan

MI

$8

Minnesota

MN

$8

Mississippi

MS

$0

Missouri

MO

$0

Montana

MT

$0

Nebraska

NE

5%

Nevada

NV

$8

New Hampshire

NH

5%

New Jersey

NJ

$0

New Mexico

NM

5%

New York

NY

5%

North Carolina

NC

$0

North Dakota

ND

$0

Ohio

OH

$0

Oklahoma

OK

$5

Oregon

OR

$0

Pennsylvania

PA

$1

Rhode Island

RI

$0

South Carolina

SC

$5

South Dakota

SD

$8

Tennessee

TN

$8

Texas

TX

$7.50

Utah

UT

$8

Vermont

VT

$8

Virginia

VA

5%

Washington

WA

10%

West Virginia

WV

5%

Wisconsin

WI

$0

Wyoming

WY

$8

An applicant, if married, may apply for a separate account.

New York Residents: New York residents may contact the New York State Department of Financial Services at 1-800-342-3736 or go to www.dfs.ny.gov to obtain a comparative list of credit card rates, fees, and grace periods.

Ohio Residents: The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.

Notice to Wisconsin Residents: No provision of any marital property agreement, unilateral statement or court order applying to marital property will adversely affect a creditor's interests unless the creditor, prior to the time the credit is granted, is furnished a copy of the agreement, statement or decree, or has actual knowledge of the adverse provision when the obligation to the creditor is incurred. Obligations on this account will be incurred in the interest of your marriage or family. You understand that we may be required to give notice of this account to your spouse.

United States

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