Cash App accounts for kids 6-12¹

You can create and manage an account for your child if they are between the ages of 6 and 12. You set it up through your existing Cash App, so there's no separate app for your child to download or manage. Everything runs through your account, and you stay in control the whole time.

No. There's no hidden monthly fee, no subscription, and no minimum balance required. Setting up a Cash App account for your kid costs $0, and there are no hidden fees to worry about.

Once you create a managed account for your kid ages 6-12, you can order them a debit card. They can choose their style and customize their Cash App Card with the assistance of their parents/legal guardians, and then they’ll receive it in the mail. You can lock their card anytime in your app.

If you have a teen on Cash App, they can also order a debit card. Parents can set spending limits and get transaction alerts when their kid or teen uses their card.

Managed accounts are private by default. Kids can't be discovered or contacted by strangers. They can only receive money if you allow it – you can choose up to 5 approved contacts who can send them money for gifts or milestones.

Yes. You set spending limits on their Cash App Card,  lock the card instantly if you need to, and block specific merchants or categories (available soon). You also get real-time visibility into all account activity, so you can see exactly what's happening as it happens.

At 13, your child becomes eligible to move to a sponsored teen account, which comes with more features and their own app access. You initiate or approve that transition, and you have until they turn 16 to switch to a sponsored teen account. Their savings, habits, and account history carry forward, so nothing starts over.

Cash App builds in several layers of protection for kids accounts. Age-inappropriate merchants are blocked by default. You set spending limits and can lock the card instantly from your app. On top of that, we monitor activity 24/7 and send real-time alerts for every transaction. Your child interacts with the account through the physical card. You manage everything else.

No. Kids ages 6–12 don't have their own app access. The account lives inside your Cash App, and you manage it from there. Your child uses the physical Cash App Card to spend. Most kids in this age range don't have a smartphone yet, and the product is designed to work without one.