Cash App Podcast Disclosures

General: Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Banking services provided by Cash App’s bank partner(s). See cash.app for more details. 

Cash App Card: Prepaid debit cards issued by Sutton Bank, Member FDIC. Cash App Visa® Debit Flex Cards issued by Sutton Bank, Member FDIC, and The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A. Inc. See terms and conditions for the Sutton prepaid card, Sutton debit flex card, and Bancorp debit flex card.

Cash App Green Benefits: Customers can qualify for Cash App Green by spending $500 in Qualifying Purchases using your Cash App Card or Cash App Pay per month, or by depositing $300 of Qualifying Deposits per month. Eligibility restrictions apply to some benefits. See Terms and Conditions for more information.

Savings: To earn the highest interest rate on your Cash App savings balance, you need to qualify for Cash App Green or have a sponsored account with sponsor approval. Customers can qualify for Cash App Green by spending $500 in Qualifying Purchases using your Cash App Card or Cash App Pay per month, or by depositing $300 in Qualifying Deposits per month. See terms and conditions for more information on how to qualify. If you are signed up to earn interest, Cash App will pass through a portion of the interest paid on your savings balance held in an account for the benefit of Cash App customers at Wells Fargo Bank, N.A., Member FDIC. Exceptions may apply. Savings yield rate is subject to change. To earn interest on your Cash App savings balance, you need to have sponsor approval. Exceptions may apply. 

Overdraft coverage: Free overdraft coverage of up to $200 for Cash App Card transactions. Eligibility requirements apply, see terms for details. 

FDIC insurance: 

With a Cash App Card or a Sponsored Account, your balance is eligible for FDIC pass-through insurance through Wells Fargo Bank, N.A., Sutton Bank, and/or The Bancorp Bank, N.A., Members FDIC, for up to $250,000 per customer when aggregated with all other deposits held in the same legal capacity at each bank, if certain conditions are met. See the Cash App Terms of Service.

Cash App is a financial services platform, and not an FDIC-insured bank. Prepaid debit cards issued by Sutton Bank, Member FDIC. Cash App Visa® Debit Flex Cards issued by Sutton Bank, Member FDIC, and The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A. Inc.

Sponsoring a teen/kid: To view the eligibility requirements for sponsoring a teen, please visit the Sponsored Accounts section of the Cash App Terms of Service.

Borrow: Unlock Borrow limits up to $400 for first time borrowers, and get limit increases of up to $300. Borrow eligibility and limits depend on several factors and are not guaranteed. There are multiple ways to increase your Borrow limit, visit the Borrow home from the Money tab in the app for more details.. Borrow limit increase for spending may be lower than limit increase for depositing. Limit increases are subject to change. Borrow is not available in Colorado or Iowa. Borrow loans issued by Square Financial Services, Inc. $500 limit includes Cash App Green limit increase. As of October 1, 2025, the average limit for first time borrowers who are spend actives is $153.

Bitcoin: Bitcoin services provided by Block, Inc. Bitcoin services are not licensable activity in all U.S. states and territories. Block, Inc. operates in New York as Block of Delaware and is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Bitcoin is a non-deposit, non-bank product that is not FDIC insured and involves risk, including monetary loss. For additional information, see the Bitcoin disclosures.

Lightning Network is not available to New York residents. Bitcoin services provided by Block, Inc.Bitcoin services are not licensable activity in all U.S. states and territories. Block, Inc. operates in New York as Block of Delaware and is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Bitcoin is a non-deposit, non-bank product that is not FDIC insured and involves risk, including monetary loss. For additional information, see the Bitcoin disclosures.

Cash App Green features, Direct deposit, Round ups, Overdraft coverage and Discounts provided by Cash App, a Block, Inc. brand.

Cash App Referral Bonus – Terms & Conditions

Eligibility:

Offer valid for new Cash App customers in the U.S. only. Limit one referral bonus per person. Users ages 13-17 must have a parent or legal guardian sponsor their account.

How to Qualify:

To receive the $10 referral bonus, you must:

• Download Cash App and enter the referral code. Referral codes are one time use

• Link a new debit card or bank account to your Cash App account, and keep a debit card or bank account linked until the referral bonus is paid. If you're within ages 13-17, you can also order and activate a Cash App Card (with a parent or guardian as your sponsor).

• Send $5 to another Cash App account within 14 days of entering the referral code. The recipient account must not be owned by or linked to you. Sponsors and their sponsored accounts are not eligible to invite each other for a referral bonus.

Referral Bonus Payment:

Eligible referral bonuses will be paid out within 30 days after all requirements are completed.

Visa, Sutton Bank and The Bancorp Bank, N.A. are not sponsors of this promotion and are in no way responsible for the administration of the promotion or the fulfillment of discounts. All inquiries regarding the promotion should be directed to Cash App at 1-800-969-1940.