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Get extra cash, right when you need it*

Cash App is a financial services platform, not a bank. Banking services are provided by Cash App’s bank partner(s). Direct deposit provided by Cash App, a Block Inc. brand.

Flexible ways to get cash and pay over time

BORROW

Borrow up to $500 for a flat fee with no
credit checks.*

AFTERPAY

Get money back from eligible past Cash App Card purchases and more time to pay.**

Made to help between paydays

FREE OVERDRAFT COVERAGE

Unlock up to $200 in free overdraft coverage when you spend $500 with your Cash App Card or make $300 in qualifying deposits, like paychecks, each month.

DIRECT DEPOSIT

Set up direct deposit and get paid up to 2 days early.

Multiple ways to get coverage

Borrow money if you need extra cash before your next paycheck arrives*

Get help when your Cash balance is low with free overdraft coverage***

Pay over time and get cash back from eligible purchases with Afterpay**

Read reviews by real people

“The borrow feature is an absolute lifesaver!”

“Cash App is very convenient for me. I love the overdraft coverage and the borrowing features as well!”

“The ability to pay over time has been very helpful on tight months.”

Explore more

Buy stocks with no commission fees****

Save on everyday spending

Save for your goals, 
your way*****

Scan to download Cash App
Available daily, 8 AM to 9:30 PM ET

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1 (800) 969-1940

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Cash App is a financial services platform, not a bank. Banking services are provided by Cash App’s bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. See Terms and Conditions. Direct deposit and Overdraft Coverage provided by Cash App, a Block Inc. brand.
Unlock Borrow limits up to $400 for first time borrowers, and get limit increases of up to $300. $500 limit includes Cash App Green limit increase. As of October 1, 2025, the average limit for first time borrowers who are spend actives is $153. Borrow eligibility and limits depend on several factors and are not guaranteed. There are multiple ways to increase your Borrow limit, see here for more details. Borrow limit increase for spending may be lower than limit increase for depositing. Limit increases are subject to change. Borrow is not available in Colorado or Iowa. Borrow loans serviced by Square Financial Services, Inc. issued by First Electronic Bank or Square Financial Services, Inc.
Afterpay is offered and managed through your Cash App account - no Afterpay account needed. Eligibility is based on several factors and is not guaranteed. Afterpay is not available in all states. Loans issued by First Electronic Bank, serviced by Square Capital, LLC. View state licenses.
Free overdraft coverage of up to $200 for Cash App Card transactions. Eligibility requirements apply, see terms for details.
Brokerage services provided by Cash App Investing LLC, member FINRA/SIPC, subsidiary of Block, Inc. Investing is a non-deposit, non-bank product that is not FDIC insured and involves risk, including monetary loss. Block, Inc. is not a member of FINRA or SIPC. For additional information, see the Cash App Investing disclosures.

Fractional shares may involve additional risks.Fractional shares are not transferable. For a complete explanation of conditions, restrictions and limitations associated with fractional shares see our Cash App Investing Customer Account Agreement. Additional fees for securities may apply such as regulatory fees and fees to transfer securities externally. Please see our House Rules for more information.No content on this website shall be considered as a recommendation or solicitation for the purchase or sale of securities. Stock companies are shown for illustrative purposes only and are not endorsements.P2P services, Cash App Pay, and Savings are provided by Block, Inc. and not Cash App Investing LLC.

To earn the highest interest rate on your Cash App savings balance, you need to (a) have a Cash App Card, or sponsor one or more sponsored accounts, and qualify for Cash App Green or (b) have a sponsored account with sponsor approval. Customers can qualify for Cash App Green by spending $500 in Qualifying Purchases using your Cash App Card or Cash App Pay per month, or by depositing $300 in Qualifying Deposits per month. See terms and conditions for more information on how to qualify.If you are signed up to earn interest, Cash App will pass through a portion of the interest paid on your savings balance held in an account for the benefit of Cash App customers at Wells Fargo Bank, N.A., Member FDIC. Exceptions may apply. Savings yield rate is subject to change.
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