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Introducing Cash App Green—our new benefits program

Get more for your money with Green status*

Unlock 3.5% savings interest

Get free overdraft coverage up to $200

Save with 5 custom cash back offers every Friday

Borrow up to $500 without a credit check

Why Cash App?

Saved in overdraft fees 

Saved in ATM fees

Earned on savings over the national average

Overdraft fee and ATM fee savings based on Cash App internal data as of June 2024.
National average APY rate is variable, current rates reported by the FDIC here.
TURN SPENDING INTO STATUS

Spend $500 a month with your Cash App Card to earn Green status and top benefits that help you save, earn, and grow your money.

Meet Cash App Card

It’s simple to earn status

Get a Cash App Card—it’s the debit card with perks and no hidden fees

Spend $500+ with your card or deposit $300+ in paychecks each month

Instantly earn Green status—renew monthly to keep your benefits

What you get with Green status*

Cash App Card holder

Green Status

Higher borrow limit

X

Up to $500

Free overdraft coverage

$0

Up to $200

Savings interest

1.5%

3.5%

Custom cash back offers

3

5

In-network ATM Fees

$2.50

$0

Paper money deposits

$1

$0

Priority phone support

X

✓

Cash App is built for security

Learn about security

Real-time transaction alerts

24/7 fraud monitoring

Card lock and security lock

Common questions

What is Green status? Is it the same as Cash App Green?

Cash App Green is Cash App’s best benefits. When customers earn Green status, they have access to these benefits. Customers can track their status progression each month to ensure they’re able to retain benefits.

How is Cash App Green different from Cash App?

Cash App Green gives customers Cash App’s best benefits. It’s the best of Cash App created just for you. To see how Green status benefits compare, check out this table.

What qualifies as my monthly spend?

When you spend with your Cash App Card or use Cash App Pay, it counts toward earning Green status. Sending money to friends and family doesn’t count.


What types of deposits qualify?

Deposits made with direct deposit (ACH), including payroll and pension or government benefits, and payroll services that deposit money you’ve earned directly to your Cash balance (OCT) count toward earning Green status. Adding money from a linked bank doesn’t count.


Can I earn Green status by combining my monthly spending and eligible deposits?

No. You can earn Green status in one of two ways each month:

  • Spend $500+ with your Cash App Card

  • Deposit $300+ in paychecks

Your deposits and spending can’t be combined or stacked to earn status, and you don’t need to choose between them. Once you reach the deposit or spending requirement, you'll earn status.

With Borrow, each method gives you access to a higher limit. If you meet both requirements in the same month, you may get access to an even higher limit.

Do I need to pay for membership to earn Green status? 

No, you don’t. It’s not a membership or an exclusive club that you have to pay for. We’re automatically rewarding our customers for their smart money moves.

What happens if I lose status?

You’ll lose access to most of your Green benefits, but you can immediately earn your status back when you spend $500 with your Cash App Card or deposit $300 in paychecks in a month.

Can I share my Green status or benefits with my friends or family?

No. For now, your Green status and benefits only apply to your Cash App account.


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How direct deposit works
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Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. See Terms and Conditions. Offers provided by Cash App, a Block, Inc. brand. Offers not affiliated with third party merchants.
Cash App Green benefits: Customers can qualify for Cash App Green by spending $500 in Qualifying Purchases using your Cash App Card or Cash App Pay per month, or by depositing $300 of Qualifying Deposits per month. Eligibility restrictions apply to some benefits. See Terms and Conditions for more information.
Higher limits for borrowing cash: Unlock Borrow limits up to $400 for first time borrowers, and get limit increases of up to $300. Borrow eligibility and limits depend on several factors and are not guaranteed. There are multiple ways to increase your Borrow limit, see here for more details. Borrow limit increase for spending may be lower than limit increase for depositing. Limit increases are subject to change. Borrow is not available in Colorado or Iowa. Borrow loans serviced by Square Financial Services, Inc. issued by First Electronic Bank or Square Financial Services, Inc.
No fee overdraft coverage: No fee overdraft coverage of up to $200 for Cash App Card transactions. Eligibility requirements apply, see terms for details
Savings interest: Cash App will pass through a portion of the interest paid on your savings balance held in an account for the benefit of Cash App customers at Wells Fargo Bank, N.A., Member FDIC. To earn the highest interest rate on your Cash App savings balance, you need to (a) have a Cash App Card or sponsor one or more sponsored accounts and receive at least $300 in paycheck direct deposits each month; or (b) have a sponsored account with sponsor approval to earn interest. Exceptions may apply. Savings yield rate is subject to change.
Free in-network ATM withdrawals: Cash App reimburses ATM fees for all in-network withdrawals when you deposit at least $300 monthly of Qualifying Deposits into Cash App, or spend $500 or more in Qualifying Purchases using your Cash App Card or Cash App Pay in a calendar month. Service fees may apply. See terms for more details.
Sponsored Accounts are not eligible for no fee overdraft coverage and Borrow. Additional eligibility restrictions apply for each benefit.                
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